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Products of MSP Bank offered at lower rates
Products of MSP Bank
  • Investment loans
    • Between 1 and 2,000 mln RUB.
    • The annual interest rate starting from 7.75%.
    • Loan term of 84 to 120 months.
    • Purchase, reconstruction, modernization, and repair of fixed assets; construction of industrial facilities.
  • Guarantees as part of the National Guarantee Systems
    • Between 25 mln and 1 bln RUB.
    • The annual rate starting from 0.75%.
    • Loan term of up to 15 years.
    • MSP Bank guarantees the fulfillment of the credit obligations by its entities.
  • Contractual loans
    • Between 1 and 500 mln RUB.
    • The annual interest rate starting from 7.75%.
    • Loan term of up to 36 months.
    • Financing of costs arising out of the execution of the Federal Laws Nos. 223-ФЗ and 44-ФЗ
  • Guarantees within the framework of the Federal Laws Nos. 223-ФЗ and 44-ФЗ
    • Applications are reviewed within 10 working days.
    • Up to 500 mln RUB.
    • The annual interest rate starting from 3%.
    • MSP Bank acts as a guarantor of the execution of contracts under the Federal Laws Nos. 223-ФЗ and 44-ФЗ.
Preferential leasing of equipment
Priority areas
Production
Agriculture
Medicine
Cooperation
Suppliers of major customers
Single-industry towns and Priority Social and Economic Development Areas of Russia
Sports
6% for Russian equipment
8% for foreign equipment
Up to 200 mln RUB
Up to 60 (84) months
Advance payment starting from 15% (10%)
Low-interest loans
  • Financing costs for the purchase of equipment; import substitution or export potential.
  • Development projects: between 2 and 20 mln RUB, 2% with a banking collateral, 5% with other types of collateral.
  • Joint loans: between 20 and 200 mln RUB, 3% for the first 3 years with a banking collateral, 5% with other types of collateral.
  • Component parts: between 20 to 100 mln RUB, 1% for the first three years, 5% for the remainder of the contract.
  • Increase in labor productivity: between 5 to 50 mln RUB, 1% per annum.
  • Clusters: between 5 and 30 mln RUB, 1% for the first 3 years with a banking collateral, 5% with other types of collateral.

Secured on banking collateral, banking guarantee, real estate, vehicles*, equipment
Up to 5 years Co-financing starting from 50% (20%)

Low-interest microloans

Granted:

  • For investment purposes, including the acquisition of fixed assets (purchase of transport, machinery, and equipment; reconstruction, modernization, overhaul; construction of facilities; acquisition of a franchise, etc.); up to 5 mln RUB for up to 36 months.
  • For circulating purposes (including payment of wages and taxes, purchase of goods, fuels, and lubricants; payment of current operating expenses, execution of government contracts, etc.); up to 5 mln RUB for a period of up to 24 months.

Loan conditions:

  • in case of property security, the annual interest rate is equal to the key rate of the Bank of Russia in effect at the time of the conclusion of the microloan agreement.
  • in other cases, the annual interest rate is 1.5x key rates of the Bank of Russia in effect at the time of the conclusion of the microloan agreement.

Secured on: real estate, vehicles, equipment, banking guarantee.


Guarantee for loans, leasing agreements, and bank guarantees in case of insufficient collateral
Guarantee Center
  • Guarantee amount up to 70% of the loan amount.
  • Not exceeding 25 mln RUB.
  • To an MSP bank entity (either a legal entity or an individual entrepreneur).
  • Annual rate from 0.5% to 1.5%.
Submit application